Leave your family a love letter

Financial Protection is the best gift you can give your loved ones.

Our story

Welcome to Rich Insurance Group — where protecting families and building financial security is at the heart of what we do.

We understand that life insurance isn’t just about numbers on a page — it’s about the people you love, the legacy you’re creating, and the peace of mind that comes from knowing you’re prepared for whatever life may bring.

At Rich Insurance Group, we believe in honest conversations, clear guidance, and personalized solutions. We take the time to get to know you, answer your questions, and find coverage that truly fits your goals and your budget.

Our mission is simple: help you protect what you’ve worked for and make sure your loved ones are cared for, today and for generations to come.

When you’re ready, we’re here to help you plan wisely and live richly.

Our Story

Welcome to Rich Insurance Group — where protecting families and building financial security is at the heart of what we do.

We understand that life insurance isn’t just about numbers on a page — it’s about the people you love, the legacy you’re creating, and the peace of mind that comes from knowing you’re prepared for whatever life may bring.

Coverages Explained
Term Life Insurance

Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.

Whole Life Insurance

Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.

Universal Life Insurance

Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.

Final Expense Insurance

Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.

Mortgage Protection

Life insurance that helps pay off your mortgage if you pass away unexpectedly. It’s designed to protect your family’s home and provide peace of mind, knowing they won’t lose their house if something happens to you.

Policy Review (FREE)

A no-cost, no-obligation service where a licensed agent reviews your current life insurance coverage to make sure it still fits your family’s needs. We check for gaps, better rates, or ways to improve your protection — so you can feel confident you’re getting the most value and peace of mind.

Frequently Asked Questions

What is a free policy review?

A quick, no-cost checkup where I help you look at your current life insurance coverage to make sure you’re fully protected — and not overpaying!

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Who should get a policy review?

Anyone who already has life insurance but hasn’t updated it in a while, or whose life has changed — new family, job, house, or major life events.

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How does the free policy review work?

We’ll spend about 10–15 minutes together on a quick call. You can share your current policy details (if you have them handy) and I’ll help you check if your coverage still fits your needs — and if we can find you a better option for less money.

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Why do I even need life insurance?

Life insurance helps make sure your loved ones won’t struggle financially if something happens to you. It can cover things like funeral costs, debt, mortgage payments, or just help your family maintain their lifestyle and future goals.

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Is Life Insurance Expensive?

It doesn’t have to be! Many people are surprised how affordable it can be — sometimes less than your daily coffee. We’ll help you find a plan that fits your budget and your needs.

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What is the difference between term and whole life insurance?

Term life covers you for a specific period (like 10, 20, or 30 years) — it’s usually the most affordable in the beginning but can increase in price over time. Whole life covers you for your entire life and can build cash value over time. Monthly payments DO NOT CHANGE with Whole Life. We’ll explain your options and help you choose what makes sense for you.

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How much coverage do I need?

Everyone’s situation is different. We’ll talk about your family, income, debts, and goals — then recommend an amount that makes sure your people are truly protected.

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Do I need a medical exam?

Some plans do require a quick medical check-up for higher coverage amounts, but most are “no exam” policies that are quick and easy to get. We’ll help you find the best fit for your situation.

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I've been denied before - can I still get coverage?

Don’t count yourself out! We work with multiple carriers and specialize in helping people find options, even if they’ve been turned down elsewhere.

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How do I get started?

It’s simple — just book a quick call with us. We’ll answer your questions, help you compare options, and handle all the paperwork. No pressure, no obligation — just honest help.

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About Us

Rich Insurance Group is owned and operated by Stacy Rich